Visitors to Canada Insurance

Super Visa Insurance

2011-12-20T23:24:00.000-08:00

We are very pleased to provide wide range of Visitors to Canada insurance that meet the minimum requirements for private health coverage to qualify for a Parent and Grandparents Super Visa.

On December 1m, 2001 Citizenship and immigration Canada (CIC) of the Canadian Government introduced the new Parent and Grandparent visa.

A key requirement is proof of private medical insurance from a Canadian insurance company:

1. Valid for a minimum of one year
2. Covers health care, hospitalization and repatriation
3. Provides a minimum coverage of $100,000
4. Valid for each entry to Canada and available for review by a port of entry officer

No minimum deductible is required; however we would recommend a $0 deductible to ensure the best protection. In situations where cost may be a factor, you may want to consider a higher deductible for a reduced rate.

Our Super Visa Insurance Specialist will help you arrange it. Please call us at toll free 1-888-267-4461 or e-mail to info@biis.ca

Are you visiting Canada as Working Holiday?

2011-06-18T19:15:00.000-07:00

If you are visiting Canada from following countries as Working Holiday, you are qualified for our visitors to Canada insurance or visitor to Canada insurance platinum plan for your medical insurance needs while staying in Canada.

Australia
Austria
Belgium
Chile
Czech Republic
Denmark
Estonia
France
Germany
Hong Kong
Ireland
Italy
Japan
Korea
Latvia
Lithuania
Mexico
New Zealand
Norway
Poland
Slovenia
Spain
Sweden
Switzerland
Taiwan
Ukraine
United Kingdom

Our working holiday insurance specialists will help you. Please call us toll free at 1-888-267-4461 or E-mail to info@biis.ca

TU - Claim example

2010-08-19T19:15:00.000-07:00

71-Year-Old Man: Severe Back Pain
Strained back and severe pain improves after physiotherapy

A 71-year-old man from Mexico was visiting his family in Canada. While playing with his grandson, he strained his back and was taken to the ER in severe pain. He was given a muscle relaxant and a prescreption for physiotherapy. He attended three sessions of phsiotherapy before his back felt better.

Hospital fee..............$500.00
Doctor's fee..............$100.00
Prescription...............$12.76
Physiotherapy.............$130.00
Out-of-Pocket Cost...$742.76

Visitors to Canada insurance is not for only visitors.

2010-01-31T12:31:00.000-08:00

Visitors to Canada Insurance is not only for those who are visiting Canada, but returning Canadians from overseas waiting for provincial health plan, foreign workers with working permit waiting for provincial health plan, international students who are no longer attending Canadian school.

They are all eligible for Visitors to Canada Insurance except some preexisting medical conditions. If you have medical conditions, please send us e-mail or give us a call

Another Claim

2009-12-12T08:58:00.000-08:00

A 10 year old girl from Portugal was visiting her grandparents in BC when she was hospitalized for 4 days with ruptured appendix. Luckily, her family had purchased a 2 month Visitors to Canada policy for only $140. It covered her more than $17,000 in hospital expenses completely.

Claim example

2009-12-10T15:38:00.000-08:00

A British mother staying with her daughter in Ontario has emergency bowel surgery due to a life-threatening obstruction. Her $372, 3 months plan from TIC covers everything - mere peanuts compared to the $12,289 hospital bill.

Visitors to Canada Insurance would help such case.

Visitors to Canada Platinum Plan

2009-09-25T15:48:00.000-07:00

Highlights

* Emergency Hospital/ Medical Insurance, up to $300,000 CAD
* 24-hour Accident Insurance and Air Flight Insurance, up to $25,000 CAD
* Worldwide travel coverage
* Pre-existing condition coverage available

SUMMARY OF BENEFITS

This insurance is available in aggregate benefits limits from $20,000 in increments of $10,000 up to a maximum of $300,000 per insured person.
Emergency Medical Treatment

Actual, usual and customary charges for reasonable and necessary Hospital and medical expenses for:

* Emergency Hospital confinement as a resident in-patient - limited to semi-private accommodation
* Emergency Medical Treatment as an outpatient.
* The services of a Physician.
* The services of a licensed ambulance, including mountain and sea rescue to the nearest Hospital.
* X-ray examinations and diagnostic laboratory procedures provided treatment is a direct result of the initial Emergency Medical Treatment
* Medicines and/or drugs for a maximum period of 30 days or up to a maximum of $10,000
* Rental of essential medical appliances including but not limited to wheelchairs, crutches and canes
* Private duty nursing services when ordered by the Physician in lieu of hospitalization.

Non-Emergency Medical Treatment

Benefits are payable up to a maximum limit of $3,000 per Policy for non-emergency Medical Treatment, provided treatment is a direct result of the initial Emergency Medical Treatment.
Other Professional Medical Services

Services of a licensed physiotherapist, chiropractor, chiropodist, osteopath, podiatrist for the relief of Acute Emergency pain, up to a maximum limit of $500 per practitioner.
Emergency Air Transportation

This benefit is payable only when pre-approved and arranged by OneWorld Assist Inc.

* Medical air evacuation to the nearest medical or for return toYour country of permanent residence, or
* the cost of stretcher fare or one-way economy airfare on a commercial flight to Your country of permanent residence for immediate medical attention, and
* the cost of a return economy airfare on a commercial flight for a qualified medical attendant to accompany You when the attendant is medically necessary or required by the airline.

Return of Insured Travelling Companion

This benefit is payable only when pre-approved and arranged by OneWorld Assist Inc.

If You are returned to Your country of permanent residence under the Emergency Air Transportation Benefit or the Repatriation Benefit, the Company will reimburse a one-way economy airfare back to point of departure for one Travelling Companion.
Family Transportation

This benefit is payable only when pre-approved and arranged by OneWorld Assist Inc.

If an attending Physician considers it necessary, the Company will reimburse one economy return airfare or ground transportation costs for a Family Member to be with You while You are in Hospital, and $100 per day for meals and commercial accommodation.
Out of Pocket Expenses

The Company will reimburse up to $200 per day to a maximum of $2,000, in the event You or Your Travelling Companion are confined to Hospital on the date on which You are scheduled to return to Your country of permanent residence, for reasonable and necessary commercial accommodation, meals, telephone calls, and taxi or bus fare.
Child care

The Company will reimburse up to $50 per day to a maximum of $500 for child care costs in the event You are confined to Hospital and thus prevented from returning to Your country of permanent residence. This benefit is only applicable to children travelling with You.
Dental Services

The Company will reimburse up to a maximum limit of $4,000 for an Accident requiring the repair or replacement of sound natural teeth or permanently attached artificial teeth. Also, benefits are payable for other Emergency treatment for dental pain relief, other than pain caused by an Accident, up to a maximum limit of $600. All dental treatment must be initiated within 48 hours from the time the Emergency began and completed no later than 90 days after the treatment began.
Maternity

The Company will reimburse up to a maximum of $3,000 for pregnancy, childbirth and complications thereof in the last nine (9) weeks of the expected date of delivery provided the pregnancy commenced after the effective date of the Policy.
Repatriation

In the event of Your death during a trip, as a result of an Accident or unexpected Sickness covered under the Policy Benefits, the Company will reimburse for:

* preparation and return of Your body, including the cost of a standard shipping container (excluding the cost of a casket) to Your country of permanent residence to a maximum of $12,000; or,
* burial or cremation at the place of death (excluding cost of a burial coffin or urn), in the event Your body is not returned to Your country of permanent residence, to a maximum of $5,000.

Return of Vehicle

If the attending Physician determines that as a result of an Emergency, You are incapable of continuing Your trip by means of the Vehicle used for the trip and Your Travelling Companion is unable to do so for You, the Company will reimburse the actual reasonable and necessary charges incurred for a commercial agency to return a Vehicle that You own or rent to either Your country of permanent residence or the nearest appropriate vehicle rental agency. The maximum benefit payable is limited to the amount it would cost the Insurer to return Your Vehicle, but in no event will the maximum benefit payable exceed $2,500.

* For complete details, refer to the website The language in this web page may differ from the official policy wording, which will prevail. Exclusions, limitations and conditions may apply. Please contact Bridges International Insurance Services

Visitors to Canada insurance claim

2009-04-09T13:48:00.000-07:00

Tourism is one of Canada's largest industries, and last year 1,566,000 travellers visited friends and relatives in Canada. Travel insurance are sold to clients travelling outside of the country or province, but sometimes forget about those visiting. As the weather warms up, the number of people visiting Canada increases by a significant margin.

Did you know that non-residents (visitors) pay more for medical emergency and hospitalization than Canadian residents? Those costs can really add up. No matter what age, it's important for visitors to purchase adequate protection. Use this claims example to emphasize the benefits of emergency medical coverage.

A 13-year-old girl from Korea was visiting her aunt and uncle in Canada when she developed acute abdominal pain. She was rushed to the hospital and underwent an emergency appendectomy. A few days later, she underwent a second operation because of a severe infection. She spent a total of 18 days in the hospital. Without insurance, her out-of-pocket cost would have been $77,429.

When regarding Visitors to Canada coverage, be sure to point out the all-inclusive package as a great option. This package includes emergency medical as well as Trip Cancellation/Trip Interruption, AD&D and baggage insurance.

This season, don't forget this important protection. Make sure your clients' friends and relatives travel protected. Inform them about Visitors to Canada coverage and why visitors need insurance.

Contact our specialists for Visitors to Canada Insurance.

Other Examples of Recent Claims

2008-12-17T16:22:00.000-08:00

You need visitors to Canada insurance even for a short period of time while visiting Canada. Be prepared, no regrets.

A 71 year-old visiting her grandson in Canada for a month, falls in a parking lot and fractures his hip. She requires immediate surgery and several days of acute rehab before being discharged. She paid $43.75 in premium.

Cost of her claim: $104,944.11 CDN

Please find coverage details at visitors to Canada insurance page.

Visitors to Canada Emergency Hospital & Medical Plans

2008-10-29T16:07:00.000-07:00

As Canadians with free medical care, we sometimes forget that visitors to our county must pay all medical expenses out of their own pocket.

A stay in Canadian hospital isn’t cheap. Rockyview General Hospital in Calgary costs $2,110 a day for the intensive care unit. Toronto General Hospital charges $3,980 per day and McGill University Health Care Centre charges $4,386 a day.

With these kinds of prices, it makes sense that visitors obtain travel insurance. Visitors to Canada Emergency Hospital & Medical Plans come in two varieties – the Basic Plan and the Select Plan.

The Basic Plan contains a $50 deductible and includes coverage for Hospital Confinement and Medical Services, Ambulance Services, Return Home, Prescription Medication and more.

The Select Plan has no deductible and has additional coverage such as Accidental Death & Dismemberment, Transportation of Relative or Friend, Follow-up Visits and Attendant.

Both plans allow visitors the option of insuring themselves for different sums - $10,000, $25,000, $50,000, $100,000 or $150,000. One of the greatest benefits of Visitors to Canada insurance is that travelers automatically receive worldwide coverage as long as they spend most of their time in Canada.

Visitors certainly don’t expect to be paying for medical services while they’re here. But with Visitors to Canada travel insurance they’re better prepared, just in case.

For more details about TIC’s Visitors to Canada travel insurance, visit http://www.biis.ca/e/visit.html

New Canadians or Visiors to Canada need coverage

2008-06-23T14:36:00.000-07:00

Vancouver, B.C. –June 22, 2007 ~With the Canadian jobless rate at a 30~year low and three quarters of Canadian companies reporting difficulty attracting and retaining the right people, more and more employers are turning to immigrant seasonal labourers and foreign worker programs to help address labour shortages.

Employment inCanada has been on an upward trend since August 2006 with average monthly

gains of 42,000 jobs. Strong job growth inSaskatchewan, Alberta and British Columbia drove much of these numbers.

Human Resources Development Canada (www.hrsdc.gc.ca) lists carpenters, plumbers, electricians, managers, professors, teachers, forestry workers, mining workers, agricultural workers, pharmacists, nurses and therapists as just some of the professions indemand by Canadian employers.

Unfortunately many visitors to Canada don’t have insurance for sickness or injury. Foreignworkers may have to wait months before they’re eligible for the company medical plan. A large number of foreign workers aren’t accustomed to travel insurance and don’t understand the value of carrying insurance.

Magdi Riad, vice~president of claims and assistance for TIC Travel Insurance Coordinators Ltd., recommends that employers insure new hires. “Visitors or new Canadians need to feel secure knowing that they have appropriate coverage for unexpected medical expenses,”said Riad.

TIC offers Global Expatriate Hospital & Medical Insurance for non~Canadians residing outside of their country of origin while employed by a Canadian company. Workers can receive up to $1 million coverage for hospital and medical expenses, and other benefits including Physician, Return Home and Ambulance services.

As the pace of the economy quickens and Canadian employers increasingly rely on foreign workers, medical insurance for visitors to Canada becomes more important than ever.

To learn more about travel insurance for visitors to Canada or for a complete list of TIC’s travel insurance products, visit www.biis.ca

Visitors to Canada Need Travel Insurance

2008-01-31T12:06:00.000-08:00

Vancouver, B.C. –May 15 –We’re not the only ones who need insurance when we travel. Visitors to Canada also need coverage.

Rosie, a retired mother from the Philippines who wanted to spend time with her son in Alberta, did the smart thing when she booked her trip to Canada. She bought travel insurance.
Rosie purchased TIC’s Visitors to Canada travel insurance for the maximum period of coverage –one year. She opted for the $50,000 plan, which gave her coverage for hospital confinement, medical services, and other benefits like Ambulance Services, Return Home and Prescription Medication.

“We always recommend that visitors to Canada purchase travel insurance,”said Natalie Dupuis, vice~ president of product for TIC Travel Insurance Coordinators. She said the Visitors to Canada product comes withbotha Basic and Select Plan. “Visitors don’t have to pay a deductible with the Select plan, and they receive additional benefits.”
The first month went well for Rosie. She spent time withher son and quickly adjusted to life inCanada. Then one day she suddenly collapsed and was rushed to the hospital. The doctors determined that she had suffered from a stroke.
Rosie spent nine days inthe hospital (five inthe intensive care unit) and had to undergo acute rehabilitation before being released.

During that week and a half, TIC’s assistance team spoke daily to the doctors and nurses for medical updates. They kept Rosie’s family informed about her progress and worked withthe hospital’s finance office to arrange directbilling to TIC.“Our case managers assist the family during hospitalizations, help customers withdischarge requirements, and make arrangements for guarantee of payments and directbilling,”said Kelly Price, emergency assistance supervisor at TIC’s travel assistance department

The total cost of Rosie’s hospitalization was $37,000. Fortunately, she and her family didn’t have to pay any of these costs, even though visitors to Canada don’t receive coverage from provincial healthplans.
To learn more about travel insurance for visitors to Canada or for a complete list of TIC’s travel insurance products, visit www.biis.ca

Visitors to Canada Face High Medical Costs

2007-12-17T14:38:00.000-08:00

Vancouver, B.C. –May 2,2007 ~The World Economic Forum recently ranked Canada as one of the top ten best nations to visit. Their Travel and Tourism Competitiveness Index gave us high scores for transportation infrastructure, health and education.

For the 35 million visitors who come here every year, Canada’s a great place to spend time. Visitors on holiday inCanada experience our pristine natural beauty, vibrant cities and welcoming Canadian attitude.

The one thing we don’t have for tourists is free medical care. Visitors to Canada, should they get sick or injured, pay costs out of their own pockets –and Canadian medical costs are extremely expensive. “We’ve seen Canadian hospitals charge non~residents $4,300 a day for treatment inthe intensive care unit,”said Cecile Langlois, national director of claims and travel assistance for TIC Travel Insurance Coordinators Ltd.

That’s why Citizenship and Immigration Canada recommends that all visitors get emergency health and medical insurance. TIC Travel Insurance Coordinators Ltd. sells Visitor to Canada Emergency Hospital & Medical insurance, so visitors can be better prepared for bad luck.

TIC’s Visitors to Canada Emergency Hospital & Medical insurance ~Basic Plan covers up to $150,000 for hospital confinement and medical services and includes benefits like Emergency Transportation, Accidental Dental and Prescription Medication.

The SelectPlanoffers additional benefits including $25,000 accidental death and dismemberment, $3,000 toward transportation of a relative or friend and $500 toward an attendant.

As summer approaches and millions of visitors begin soaking up the sights and sounds of Canada through bus tours, car trips or general sight~seeing excursions, travel insurance becomes more important than ever.

To learnmore about travel insurance or for a complete list of TIC’s travel insurance products, visit Visitors to Canada Insurance